Student Account

1. No Monthly Fees
    • Feature: No monthly maintenance fees or minimum balance requirements.
    • Benefit: Allows students to manage their money without the burden of extra charges.

2. Free ATM Withdrawals
    • Feature: Access to a network of ATMs without withdrawal fees.
    • Benefit: Students can easily access their money without worrying about additional charges when withdrawing cash.

3. Online and Mobile Banking
    • Feature: Full access to online and mobile banking for checking balances, transferring funds, and paying bills.
    • Benefit: Convenient for managing finances on the go, especially for students with busy schedules.

4. Cashback and Rewards
    • Feature: Cashback on eligible purchases or a rewards program for spending with the debit card.
    • Benefit: Encourages students to make purchases responsibly while earning rewards or cash back.

5. Parental Access
    • Feature: Option for parents to monitor the student’s account, transfer money, or set limits.
    • Benefit: Offers peace of mind for parents while still giving students autonomy over their finances.

6. Budgeting Tools
    • Feature: Built-in budgeting and financial tracking tools through the mobile app.
    • Benefit: Students can easily track their spending, set budget goals, and avoid overspending.

7. Debit Card with Custom Design
    • Feature: Debit card with customizable designs, including university logos and or personal picture, other themes.
    • Benefit: Adds a personal touch to the account, making the banking experience more fun and engaging.

8. Automatic Savings Program
    • Feature: Round-up transactions to the nearest naira and save the difference automatically.
    • Benefit: Encourages saving by making it effortless and gradual, without the need for manual deposits.

9. Security Features
    • Feature: Enhanced security with features like two-factor authentication, biometric login (fingerprint or face recognition), and fraud alerts.
    • Benefit: Provides peace of mind and helps protect the account from unauthorized access.

10. Customizable Alerts
    • Feature: Real-time notifications for account activity, such as low balance alerts, transaction alerts, and bill reminders.
    • Benefit: Keeps students informed and helps them stay on top of their finances.

11. Free Paper Statements or E-Statements
    • Feature: Option for electronic statements or free paper statements sent regularly.
    • Benefit: Helps students manage their finances and keep track of spending in an eco-friendly manner.