Open an account today to access our Innovative products, Competitive Interest Rate, Ease of Banking, Excellent Customer Service, Interbank Transfers etc....

- Products and Services -

Fixed Deposit

This is a specialized savings with a fixed tenor. Tenor may vary from 30 days to as much as 180 days.

FEATURES
• The tenor involved and the prevailing market rate determines the rate at which any deposit can be fixed.
• Investment period (tenor) is a minimum of 30 days and a maximum of 360 days.
• Minimum opening balance is ₦100,000.00
• Amount can be terminated before maturity but a certain percentage of accrued interest will be forfeited.
• Interest rate is negotiable.

REQUIREMENTS
• Filled Fixed Term Deposit Form
• One passport photograph
• Customer Investment advice.

- More Products and Services -

Savings Account

Personal Savings Account

• Minimum deposit of N1000 for individuals and N5,000 for corporate institutions.
• Competitive interest rate of % per annum.
• Easy to access.
• Minimum account balance of N0.00

Learn More
CurrentAccount

Personal Current Account

Our Personal Current Account gives you the advantages of competitive interest rates and the availability of your funds, without forfeiture of interest in case of withdrawal. The account may be owned by an individual, an organization or an association. • Simple account opening process • Attractive interest rates • Statement of account (on request) • SMS Alert services • Email Alert services • No maintenance charges • Zero opening balance

Learn More
Fixed Deposit

Fixed Deposit

This is a specialized savings with a fixed tenor. Tenor may vary from 30 days to as much as 360 days.

FEATURES
• The tenor involved and the prevailing market rate determines the rate at which any deposit can be fixed.
• Investment period (tenor) is a minimum of 30 days and a maximum of 180 days.
• Minimum opening balance is ₦0,000.
• Amount can be terminated before maturity but a certain percentage of accrued interest will be forfeited.
• Attractive interest rate.

REQUIREMENTS
• Filled Fixed Term Deposit Form
• One passport photograph
• Customer Investment advice.

Learn More
Savings Account

Student Account

gives you the advantages of competitive interest rates and the availability of your funds, without forfeiture of interest in case of withdrawal. The account may be owned by an individual, an organization or an association. • Simple account opening process • Attractive interest rates • Statement of account (on request) • SMS Alert services • Email Alert services • No maintenance charges • Zero opening balance

Learn More
Ebanking

E-Banking

Our e-banking platform allows you to bank conveniently from anywhere, anytime. With features like ATM card services and mobile banking, managing your transactions has never been easier!

Learn More
Cards

Personal Loans

1. Daily Contribution Loan- Disbursement Day starts from 1st of every month to last day of the month. Maximum of N250,000. Daily repayment with interest of 7.5% minimum.

2. Esusu Loan- Disbursement start from 1st day of the month to the last day. Maximum of N100,000, interest rate of 10%. Registration is N1000. A daily repayment with interest collected by marketer/account officer

3. Group Loan
Disbursement starts from 1st day to last day of the month. Interest rate is 3% flat per month or 5% at a reducing balance.
• Equity contribution of 15% of loan amount.
• Minimum of 3 and maximum of 5 members in a group.
• The amount of loan is minimum of 50,000 with an increase of N25,000 for second level and maximum of N100,000 per member on level 3
• A weekly repayment of loan with saving and interest will be collected by the credit officer/marketer during weekly meetings of the members
• A registration of N2,000:00 to be collected for each member
• An interest rate of 6.0% per month is applicable

Learn More